They met in a blazing inferno when firefighter Ryder Tate rescued Merri Lambert from her fifteenth-floor apartment. But the real sparks flew when he seized her in his arms. Although she'd fought hilt every inch of the way and he'd threatened to toss her out of the precarious bucket that lowered them to the ground, Merri was determined to repay Ryder for saving her life--whether he liked it or not! But her every attempt seemed doomed to backfire. When he finally agreed to accept a month of housecleaning services, she had no idea it would lead her to fantasies of a permanent domestic arrangement, because battling each other had become a consuming occupation. Not until hot-tempered, hardheaded Merri discovered love could she consider her debt marked 'paid in full'.